831 Division StreetFernandina Beach, FL 32034Price: $424,900

  • Price: $424,900
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 6.5300000000000000000000000000000000000000% last updated on May 28, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $424,900List Price
  • 3Bedrooms
  • 2Full Bath
  • 1,195Square Feet
The air feels different here. Salt air drifts in from the coast and settles around you, something people come to Fernandina Beach for, and rarely find this close to everything. Here, it becomes part of your everyday life. At 831 Division Street, you're minutes from downtown and Central Park, where daily errands turn into familiar faces and evenings don't need a plan. The pace is slower here, but never still, and just about everything is within reach by bike or golf cart. Inside, this move-in ready 3 bedroom, 2 bathroom home is filled with natural light, giving the space an open, easy feel from the moment you walk in. The kitchen sits at the center, anchored by a spacious island with a waterfall edge, built for both function and gathering. Step outside and the feeling continues. A fully fenced backyard offers just enough space to breathe, room for dogs, quiet morning coffee, and evenings that stretch just a little longer. All designed to stay low maintenance, so your time stays where it belongs. A one car garage adds flexibility for storage or parking. Set in a quiet neighborhood of both longtime locals and new arrivals, the home offers a rare balance of privacy and connection. The beach is just down Jasmine. The greenway is just over a mile away. And downtown is always within reach. For those looking to step into island living without overpaying to get there, this is an opportunity that's becoming harder to find.

Property Details of 831 Division Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.5300000000000000000000000000000000000000% last updated on May 28, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Jared Jones of SALT HARBOR REAL ESTATE COMPANY

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of May 29, 2026 11:33 PM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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